Trusted legal support for individuals, families and businesses across England & Wales
Legal Practice Area

Independent Legal Advice

Certified independent legal advice for personal guarantees, directors, occupiers, mortgage transfers, and settlement agreements.

Who This Service Is For

  • Company directors giving personal guarantees to lenders
  • Spouses and co-habitants signing occupier consent waivers
  • Guarantors securing commercial or residential loans
  • Borrowers requiring independent legal certificates for lenders

Typical Process

01

Document review & identification verification

02

Confidential face-to-face or video consultation

03

Clear explanation of liabilities, risks and legal consequences

04

Signing and solicitor certification for the lender or counterparty

Frequently Asked Questions

Why do lenders require Independent Legal Advice (ILA)?

Lenders require ILA to protect against claims of undue influence, misrepresentation, or duress, ensuring the signatory fully understands the financial and legal obligations.

How fast can an ILA consultation and certificate be arranged?

We offer prompt appointments and can often review documents and provide certified confirmation within 24 to 48 hours.

Step 1 of 4Service

What can we help you with?

Select the legal area closest to your current situation: